We're working hard to launch the Connect Financial customer portal. In the meantime, you can stake CNFI, join the waitlist and stay up to date.


The following table summarises the main fees and benefits for the account tiers, however some items are explained in more detail in relevant articles.

Membership tier benefits

MEMBERSHIP LEVEL & STAKING REQUIREMENTS

MEMBERSHIP TIER

BASIC

SILVER

GOLD

PLATINUM

BLACK

Staked CNFI tokens (USD equivalent)

--

$1,500

$7,500

$50,000

$250,000

CRYPTO CREDIT FEES AND BENEFITS

Note; some credit card benefits apply to the card level. See card level fees and benefits for more information on card tiers.

Membership tier

BASIC

SILVER

GOLD

PLATINUM

BLACK

Eligible for $0 card tier ¹

Credit interest rate (APR) ²

14.9%

12.9%

10.9%

8.9%

7.9%

Cash-back on eligible purchases ³

0%

Up to 2%

Up to 3%

Up to 4%

Up to 5%

Entertainment credit ⁴

$0

$0

$15

$50

$100

¹ Membership tiers allow the customer to sign up for one credit card at the same or lower tier for $0. Annual card fees and shipping fees apply. Additional card require additional CNFI tokens to be staked.

² Credit interest rates apply across the entire account, regardless of card tier.

³ Account wide, some purchase types are excluded.

Select services.

CRYPTO EARN BENEFITS

MEMBERSHIP TIER

BASIC

SILVER

GOLD

PLATINUM

BLACK

Yield - Crypto savings (APY)

3%

Up to 5%

Up to 5.25%

Up to 5.75%

Up to 6.25%

Yield - Stable coins (APY)

Up to 6%

Up to 8%

Up to 9%

Up to 10%

Up to 12%

Yield - Fiat (APY)

Up to 6%

Up to 8%

Up to 9%

Up to 10%

Up to 12%

All yields are projected and subject to change.

BUY/SELL/TRADE

Account tier

BASIC

SILVER

GOLD

PLATINUM

BLACK

Buy fee (fiat to crypto)

1.50%

1.30%

1%

0.75%

0.50%

Sell fee (crypto to fiat)

1.50%

1.30%

1%

0.75%

0.50%

Trade fee (crypto to crypto)

1.50%

1.30%

1%

0.75%

0.50%

Note: Every effort is taken to keep this summary up to date, however use this summary as a guide only. Many rates shown are dynamic and may change frequently. Always rely on the rates shown at point of action within your account.


Card level benefits

CREDIT CARD TIER FEES AND BENEFITS

Note; some items related to credit cards including interest rate, entertainment credits and cash-back relate to the membership tier.

Card tier

BASIC

SILVER

GOLD

PLATINUM

BLACK

Minimum credit limit

$500

$500

$1,000

$5,000

$20,000

Maximum credit limit

$5,000

$20,000

$50,000

$250,000

$1,000,000

Metal cards

Concierge

Hotel perks

Lounge pass

Annual fee

$129

$89

$49

$0

$0

Initial card fee + shipping

$49

$29

$0

$0

$0

Card Replacement fee¹

$50

$50

$50

$0 / $50

$0 / $50

Late payment fee²

$29

$29

$29

$0 / $29

$0 / $29

CNFI staking requirement for additional cards

$0

$375

$1,875

$12,500

$62,500

Credit LTV (crypto)

up to 50%

up to 50%

up to 50%

up to 50%

up to 50%

Credit LTV (stablecoin)

up to 100%

up to 100%

up to 100%

up to 100%

up to 100%

Credit LTV (fiat)

up to 100%

up to 100%

up to 100%

up to 100%

up to 100%

Monthly fee-free ATM withdrawals

$0

$500

$1,000

$2,500

$5,000

ATM fee after fee-free withdrawals

2.5%

2.5%

2.5%

2.5%

2.5%

Transaction insurance

$250

$1,000

$2,500

$5,000

$5,000

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