We're working hard to launch the Connect Financial customer portal. In the meantime, you can stake CNFI, join the waitlist and stay up to date.


What are the fees associated with owning and using a Connect Financial credit card?

Card tier

BASIC

SILVER

GOLD

PLATINUM

BLACK

Annual fee

$129

$89

$49

$0

$0

Initial card fee + shipping

$49

$29

$0

$0

$0

Replacement card fee + shipping¹

$50

$50

$50

$0 / $50

$0 / $50

Late payment fee²

$29

$29

$29

$0 / $29

$0 / $29

¹ Platinum and black card holders can have one replacement card fee waived. Future replacement cards will be charged at the regular rate.

² Platinum and black card holders can have one late payment fee waived.

If your selected card tier is a higher level than your membership tier, you will need to pay an additional upgrade fee, charged to your credit card account.


What are the interest rates on Connect Financial Visa cards?

Connect Financial Visa cards interest rates range from 7.9% to 14.9% (APR) and depend on your membership tier. Your interest rate extends over of the cards on your account, regardless of your card tier.

Card tier

BASIC

SILVER

GOLD

PLATINUM

BLACK

Interest rates (APR)

14.9%

12.9%

10.9%

8.9%

7.9%

Staked CNFI tokens (USD equivalent)

--

$1,500

$7,500

$50,000

$250,000


Outstanding balances and minimum payments

At the end of each month you’ll be given a statement with the outstanding balance. You can choose to settle it in full or partially.

If you choose to pay it partially, interest will accrue on the outstanding balance just like other credit cards.

There is a minimum balance that must be paid each month. If you don't pay this balance by the due date, a late payment fee will be added to your account.

Card tier

BASIC

SILVER

GOLD

PLATINUM

BLACK

Late payment fee

$29

$29

$29

$0 / $29

$0 / $29

Interest is calculated and applied daily to your account balance.


What are the fees for using ATMs?

Depending on your card tier, you are eligible for fee free ATM withdrawals each month. These benefits start in the Silver card tier and range from $2,000 in the Silver card tier to $20,000 in the Black card tier.

The monthly ATM withdrawal limit without fees for specific card tiers can be found in this table:

Card tier

BASIC

SILVER

GOLD

PLATINUM

BLACK

Monthly ATM Withdraw limits without fees

$0

$500

$1,000

$2,500

$5,000

Fees after limit is reached

2.5%

2.5%

2.5%

2.5%

2.5%

Note that certain ATMs may charge a separate, additional fee. Call the ATM provider to learn more about their specific fees.


Replacement card fees

Card tier

BASIC

SILVER

GOLD

PLATINUM

BLACK

Replacement card fee + shipping ¹

$50

$50

$50

$0 / $50

$0 / $50

¹ Platinum and black card holders can have one replacement card fee waived. Future replacement cards will be charged at the regular rate.

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