We're working hard to launch the Connect Financial customer portal. In the meantime, you can stake CNFI, join the waitlist and stay up to date.
Once you have created an account, you can access a range of account level benefits by staking Connect Financial (CNFI) tokens.
When you stake CNFI tokens, your account becomes eligible for:
Premium credit card tiers
Credit Interest rates from 10.9% to 7.9% APR
Cash-back on eligible transactions up to 5%
Yield rates on crypto from 3% to 6.25% APY
Yields on stablecoins and fiat from 6% to 12% APY
Lower fees on buy, sell and trade transactions
ACCOUNT BENEFITS
 |  |  |  |  | |
Account tier | BASIC | SILVER | GOLD | PLATINUM | BLACK |
Staked CNFI tokens (USD equivalent) | -- | $1,500 | $5,000 | $50,000 | $250,000 |
Credit interest rate (APR) | 14.9% | 12.9% | 10.9% | 8.9% | 7.9% |
Cashback on eligible purchases | 0% | 2% | 3% | 4% | 5% |
Yields on crypto savings (APY)* | 3% | Up to 5% | Up to 5.25% | Up to 5.75% | Up to 6.25% |
Yield on stablecoins or Fiat (APY)* | 6% | Up to 8% | Up to 9% | Up to 10% | Up to 12% |
Buy fee (fiat to crypto) | 1.50% | 1.30% | 1% | 0.75% | 0.50% |
Sell fee (crypto to fiat) | 1.50% | 1.30% | 1% | 0.75% | 0.50% |
Trade fee (crypto to crypto) | 1.50% | 1.30% | 1% | 0.75% | 0.50% |
* Yields are calculated on a fluctuating rate depending on the market. Connect Financial may change potential yields without notice.
Compare a complete list of fees and benefits for each account tier.
How can I access more benefits?
You can increase your membership level benefits by staking more tokens. You can do so through the staking feature of the platform.
Learn more about staking and the CNFI token.
How do credit card benefits work?
When you sign up for and link a credit card to your account, you receive additional benefits tied directly to your card.
While account level benefits apply to all of your cards, each card receives its own additional rewards depending on the tier selected.
CARD BENEFITS
 |  |  |  |  | |
Card tier | BASIC | SILVER | GOLD | PLATINUM | BLACK |
Monthly fee-free ATM withrawals | $0 | $500 | $1,000 | $2,500 | $5,000 |
Transaction insurance | $250 | $1,000 | $2,500 | $5,000 | $5,000 |
Metal cards |  | | |  |  |
Concierge | | | | | |
Hotel perks | | | |  | |
Lounge pass | | | | |  |
You can select a credit card tier at the same or lower level as your membership tier for no additional cost, or you can choose to upgrade to a higher tiered card for a fee.
Learn about credit card benefits.
How do credit interest rates work?
When you fund a collateral wallet, you are extended a line of credit that you can use with your Connect Financial Visa credit card. When you use your card, you are charged interest which is added to your monthly statement.
Your credit interest rate is applied over your entire account balance, even if you have supplementary cards attached to your account.
CRYPTO CREDIT INTEREST RATES
| | | | | |
Card tier | BASIC | SILVER | GOLD | PLATINUM | BLACK |
Staked CNFI tokens (USD equivalent) | -- | $1,500 | $5,000 | $50,000 | $250,000 |
Credit interest rate (APR) | 14.9% | 12.9% | 10.9% | 8.9% | 7.9% |
Learn more about Connect Financial credit cards.
How can I earn interest on stored assets?
When you fund an interest earning wallet or an investment wallet with crypto, fiat or stablecoins, you automatically start earning interest on the balance.
The interest rate (yield) depends on the amount of CNFI tokens you have staked.
CRYPTO EARN YIELDS
 |  |  |  |  | |
Membership tier | BASIC | SILVER | GOLD | PLATINUM | BLACK |
Staked CNFI tokens (USD equivalent) | -- | $1,500 | $5,000 | $50,000 | $250,000 |
Yields on crypto savings (APY) * | 3.00% | Up to 5.00% | Up to 5.25% | Up to 5.75% | Up to 6.25% |
Yields on Fiat (APY) * | 6% | Up to 8% | Up to 9% | Up to 10% | Up to 12% |
Yields on stablecoins (APY) * | 6% | Up to 8% | Up to 9% | Up to 10% | Up to 12% |
* Yields are calculated on a fluctuating rate depending on the market. Connect Financial may change potential yields without notice.
Yields are available only on balances carried in certain wallets.
Learn more about earning with your stored crypto.
How do the fees charged for buying and selling crypto work?
When you trade between cash and crypto within your wallet, you are charged a fee for the conversion.
This fee ranges from 1.5% to 0.5% depending on your account tier.
| | | | | |
Account tier | BASIC | SILVER | GOLD | PLATINUM | BLACK |
Staked CNFI tokens (USD equivalent) | -- | $1,500 | $5,000 | $50,000 | $250,000 |
Buy fee (fiat to crypto) | 1.50% | 1.30% | 1% | 0.75% | 0.50% |
Sell fee (crypto to fiat) | 1.50% | 1.30% | 1% | 0.75% | 0.50% |
Trade fee (crypto to crypto) | 1.50% | 1.30% | 1% | 0.75% | 0.50% |